“I need money” is a fairly common phrase that pops up in my head. We need money to pay housing and communal services, to buy a car, to go on vacation, to close a loan. And this can continue ad infinitum. The feeling of having someone to lean on is extremely important. The "If you need money" application offers many options for obtaining a loan online on a card on the most favorable terms! You need to download the application for money and fill out an application for a microloan online.In short, Nado Money Loan is an aggregator that works with the largest microfinance organizations, trusted by millions of citizens of the Russian Federation. The service’s partners have established themselves as a reliable lender who can help with any financial requests.What are the advantages of the application If you need money?1. Transparency. No overpayments, additional interest or hidden fees.2. Save time. No more need to collect documents or stand in line. Everything is online and all you need is a Russian passport and a bank card.3. Security. Customer data is encrypted and is not passed on to third parties.4. Support. If you have any questions or problems, the service support team is available around the clock and will be able to provide assistance.5. Loyalty. All regular customers are offered special offers and bonuses for re-borrowing a card.What do you need to do to get a loan online for a microloan?1. Download the application to borrow money2. Register in your personal account3. Select the conditions based on the loan amount and term.4. Wait for the decision and receive money on the card in literally 5 minutes if you need money!It is important to note that only adult citizens of the Russian Federation can receive a loan without refusal of money. A Russian passport, a personal debit bank card and a mobile phone are required.What are the conditions for obtaining a loan if you need money?Minimum Annual Percentage Rate (APR) - 0.1% per year!Maximum Annual Percentage Rate (APR) - 35% per annum.Minimum and Maximum Period for Repayment - from 91 days to 2555 days (from 3 months to 7 years)Interest and penalties accrued under the loan agreement cannot exceed 100% of the loan.An approximate calculation of the total cost of the loan if nadodeneg (Representative Example of the Total Cost of the Loan):Amount: 15,000 rubles;Duration: 4 months;Annual interest rate: 13%;Interest amount: 413.71 rubles;Total amount to be refunded: 15,413.71 rubles;Monthly payment amount: 3852.11 rublesGetting a microloan online on a card if you need money is easy and simple! You need to install the nadmoney application and choose the most suitable offer for yourself!